Statute: Mo. Rev. Stat. §425.010 et seq.

Definition: “Debt adjuster”, a person who provides or offers to provide debt relief services for a consideration

“Debt relief services”, any program or service represented, directly or by implication, to renegotiate, settle, or in any way alter the terms of payment or other terms of the debt between a debtor and one or more unsecured creditors or debt collectors, including, but not limited to, a reduction in the balance, interest rate, or fees owed by a person to an unsecured creditor or debt collector