Statute: Utah Code Ann. §13-42-101 et seq.

Definition: “Debt-management services” means services as an intermediary between an individual and one or more creditors of the individual for the purpose of obtaining concessions, but does not include: 

(a) legal services provided in an attorney-client relationship if:

(i) the services are provided by an attorney who: 

(A) is licensed or otherwise authorized to practice law in this state; and 

(B) provides legal services in representing the individual in the individual’s relationship with a creditor; and 

(ii) there is no intermediary between the individual and the creditor other than the attorney or an individual under the direct supervision of the attorney; 

(b) accounting services provided in an accountant-client relationship if: 

(i) the services are provided by a certified public accountant who: 

(A) is licensed to provide accounting services in this state; and 

(B) provides accounting services in representing the individual in the individual’s relationship with a creditor; and 

(ii) there is no intermediary between the individual and the creditor other than the accountant or an individual under the direct supervision of the accountant; or 

(c) financial-planning services provided in a financial planner-client relationship by a member of a financial-planning profession if: 

(i) the administrator, by rule, determines that members are: 

(A) licensed by this state; 

(B) subject to a disciplinary mechanism; 

(C) subject to a code of professional responsibility; and 

(D) subject to a continuing education requirement; and 

(ii) there is no intermediary between the individual and the creditor other than the financial planner or an individual under the direct supervision of the financial planner.